A question from a layman

[Mark Phelps]

Scenario:  A family on the way to a funeral.  The young child in 
the back seat of the car is able to describe the cemetary; but 
she's never been there before, never even been past there before.

Question:  Is it possible for parental genes to contain not only 
the seed for the child's memory system, but actual memories 
themselves?

Dilemma:  I have no way of testing this theory.  I have no science 
background.  (It does seem that this theory is far more provable 
than simply calling the above scenario "paranormal" or "psychic 
ability".  Even if it is disproven, at least it CAN BE disproven, 
unlike "psychic" claims.)

Would someone please take a few minutes and offer some suggestions? 
 As you do, remember my lack of scientific experience (in ANY 
field).

Thanks

Mark Phelps